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Duty of care: what SMEs get wrong about business travel risk

By Amelia Hart · 6 July 2026 · 5 min read

You do not need an enterprise risk platform. You do need to know where your people are.

Duty of care is often treated as a large-company problem. It is not — the legal obligation is the same at fifteen employees as at fifteen thousand.

Know where everyone is. If a traveller books direct on a personal card, you have no record. Centralised booking solves this in one step.

Have a real out-of-hours number. An inbox monitored in office hours is not emergency support.

Brief before departure. A two-paragraph destination note covering local emergency numbers, transport advice and any current advisories is enough for most trips.

Test it once a year. Pick a traveller at random and see how quickly you could reach them.

Ready when you are

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